Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Healthcare Costs in Retirement Without a solid approach, health care expenses may add up quickly and potentially alter your spending. Debt Stress There’s a link between debt and stress. Inventorying Your Possessions Creating an inventory of your possessions can save you time, money and aggravation in the event you someday suffer losses.